Kelly INFINITI Finance Center

Buy vs. Lease an INFINITI

Buying and leasing can both be effective ways to drive your next INFINITI. Compare the differences, think about how you drive and explore which approach may better match the ownership experience you want.

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INFINITI ownership experience
INFINITI QX80 luxury interior
Your INFINITI. Your Choice.Compare leasing and buying around the way you want to drive.
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Side by SideCompare Lease vs. BuyYour PrioritiesWhich Fits Me?10 QuestionsTake the Buy vs. Lease ChallengeDetailed AnswersExplore Finance FAQs

Your INFINITI Decision

How Leasing and Buying Differ

Instead of treating leasing and buying as generic finance concepts, compare them around the experience you want with your next INFINITI and how you expect to use it.

Consideration
I Want to Lease a New INFINITI
I Want to Buy a New INFINITI
Ownership
Drive It for the Lease TermYou generally use the INFINITI for the agreed lease term, then follow the return or purchase options provided by the agreement.
Build Toward OwnershipOnce your vehicle loan is satisfied, the INFINITI is yours to keep for as long as you choose.
Mileage
Plan Around an AllowanceYour INFINITI lease includes mileage terms and may assess charges when the contracted mileage is exceeded.
Drive Without a Lease AllowanceThere is no contractual lease mileage limit, although higher mileage may still affect future resale or trade-in value.
Customization
Keep Lease Requirements in MindVehicle condition and modifications should remain consistent with the requirements of your lease agreement.
More Freedom to PersonalizeBuying generally provides greater flexibility to customize your INFINITI after considering warranty, safety and legal requirements.
Vehicle Cycle
Enjoy a Defined Vehicle CycleA scheduled lease term can make it convenient to consider another new INFINITI periodically.
Keep Your INFINITI LongerBuying may fit drivers who prefer keeping the same vehicle for many years after financing is complete.
Payments
Structured Around the LeasePayments depend on the vehicle, lease term, mileage allowance, applicable programs, amount due at signing and other factors.
Structured Around FinancingPayments depend on vehicle price, down payment, amount financed, annual percentage rate, loan term and other applicable factors.
End of Term
Review Your Lease-End ChoicesDepending on your agreement, you may return the INFINITI, exercise a purchase option or explore another vehicle.
Keep, Sell or TradeOnce the loan has been satisfied, you decide when to keep, sell or trade your INFINITI.

Lease terms, mileage allowances, purchase options, rates, incentives and finance programs vary by vehicle, lender, program and customer qualification. Review the applicable agreement for complete terms.

See What Current INFINITI Programs Look Like

Compare current Kelly INFINITI lease and finance opportunities after deciding which ownership path sounds more like you.

View Lease & Finance Offers

Think About How You Drive

Which Option May Fit You Better?

Your driving habits and ownership preferences often matter more than a generic list of advantages. Think about these questions before deciding whether leasing or buying sounds more like you.

Ownership Timeline

How long do you normally keep a vehicle?

If you enjoy changing vehicles more frequently, leasing may deserve consideration. If you typically keep vehicles for many years, purchasing may better match your habits.

Driving Habits

How predictable is your annual mileage?

Lease agreements include mileage terms. Drivers with highly variable or extensive mileage should carefully review the allowance and applicable excess-mileage terms.

Long-Term Plans

Do you want eventual vehicle ownership?

Traditional financing provides a path toward owning the vehicle after the loan is satisfied. Leasing generally provides different choices when the lease concludes.

Vehicle Preferences

Do you enjoy changing vehicles regularly?

A defined lease term can make it easier to plan around another new INFINITI periodically, while buying lets you decide for yourself when it is time to change vehicles.

Understanding Lease-End

What Happens at the End of an INFINITI Lease?

Your specific options depend on the lease agreement and applicable lender requirements, but several common paths may be available as your lease approaches its scheduled end.

Lease-End Option

Return the Vehicle

Complete the applicable lease-end process and return the vehicle according to the mileage, condition and other requirements contained in your agreement.

Lease-End Option

Purchase Your INFINITI

Your lease agreement may include a purchase option. Review the agreement or speak with the appropriate lease provider for current payoff and purchase information.

Lease-End Option

Explore Another INFINITI

As your lease nears its end, you can review current INFINITI models, available programs and finance or lease offers with Kelly INFINITI.

Need Guidance?

Talk With Our Finance Team

If you are unsure which direction makes sense, our team can help explain available dealership resources and the next steps for your situation.

Lease-end procedures, inspection requirements, purchase options, mileage charges, wear charges and other obligations are governed by the applicable lease agreement and lender. Review your contract for complete details.

Buy vs. Lease Challenge

Which Would You Choose?

Choose Lease or Buy for each scenario. If you do not answer, the recommended direction for that scenario will reveal automatically after about 10 seconds. Not sure? Skip ahead at any time.

INFINITI Ownership ChallengeQuestion 1 of 10

INFINITI luxury SUV lineup
There Is No Universal AnswerThe better choice depends on how you drive, what you value and what you want from your next INFINITI.

Kelly INFINITI Buy vs. Lease Answer Center

One Decision. A Lot of Questions.

Choose the path you want to explore, then select the questions that matter to you. Leasing and buying each have different considerations, and our Finance Center can help when your question becomes specific to a vehicle or current offer.

Choose a Question
Is it better to buy or lease an INFINITI?
Buy vs. Lease

Is it better to buy or lease an INFINITI?

There is no single answer for every driver. Leasing may appeal if you like changing vehicles regularly and can plan around mileage and lease requirements. Buying may appeal if you want long-term ownership, greater mileage flexibility or more freedom over how long you keep the vehicle.

How do I decide whether buying or leasing fits me?
Buy vs. Lease

How do I decide whether buying or leasing fits me?

Consider how long you usually keep a vehicle, how predictable your annual mileage is, whether you want eventual ownership, how important customization is to you and how frequently you enjoy moving into a newer vehicle.

Can the same INFINITI be available to lease or finance?
Buy vs. Lease

Can the same INFINITI be available to lease or finance?

Many new INFINITI vehicles may have both lease and traditional financing options, although available programs vary by model, trim, lender, timing and customer qualification. Review our current INFINITI offers for available opportunities.

Does my credit affect both leasing and financing?
Buy vs. Lease

Does my credit affect both leasing and financing?

Credit history and lender qualification can affect available lease and financing terms. The specific impact depends on the lender, program and applicant. You can begin with our online finance application.

Can I use my trade-in when buying or leasing?
Buy vs. Lease

Can I use my trade-in when buying or leasing?

A trade-in may be incorporated into either type of transaction depending on the structure of the deal and applicable program. Start with our Value Your Trade tool, then our team can help explain how the vehicle's appraised value may relate to your next transaction.

Want an answer based on a specific INFINITI?

Programs, lease structures and financing options can vary. Our Kelly INFINITI Finance Center can help you review the choices available for the vehicle you are considering.

Finance Center →Call 978-774-1000 →
Leasing Questions
Does an INFINITI lease include a mileage limit?
Leasing an INFINITI

Does an INFINITI lease include a mileage limit?

Yes. Lease agreements include mileage terms that specify the permitted mileage during the lease. Allowances and any excess-mileage charges vary by agreement, so review the specific terms before signing.

Can I choose a different mileage allowance when I lease?
Leasing an INFINITI

Can I choose a different mileage allowance when I lease?

Lease structures may offer different mileage options depending on the vehicle and program. Ask the Kelly INFINITI Finance Center which mileage structures are available for the INFINITI you are considering.

What happens if I drive more miles than my lease allows?
Leasing an INFINITI

What happens if I drive more miles than my lease allows?

Your lease agreement may assess an excess-mileage charge if the vehicle is returned with mileage above the contracted allowance. The applicable rate and requirements are stated in the lease agreement.

What counts as excess wear on a leased INFINITI?
Leasing an INFINITI

What counts as excess wear on a leased INFINITI?

Lease providers establish standards for acceptable vehicle condition and excess wear. The lease-end process may consider the exterior, interior, glass, wheels, tires and other condition factors. Refer to your lease provider's current guidelines for the standards that apply.

Can I modify a leased INFINITI?
Leasing an INFINITI

Can I modify a leased INFINITI?

A leased vehicle generally needs to comply with the condition and return requirements in the lease agreement. Before making permanent modifications, review your contract and contact the lease provider so you understand any possible lease-end implications.

Do I need money down to lease an INFINITI?
Leasing an INFINITI

Do I need money down to lease an INFINITI?

The amount due at signing depends on the specific lease structure, vehicle, program, taxes, fees and customer qualification. Review the complete offer rather than focusing on one component alone.

Can I end an INFINITI lease early?
Leasing an INFINITI

Can I end an INFINITI lease early?

Early termination may be possible, but requirements and financial obligations are controlled by the lease agreement and lease provider. Contact the appropriate provider before making plans to end a lease before its scheduled maturity date.

Want help reviewing an INFINITI lease?

Lease mileage, terms, amounts due and available programs can differ by vehicle and offer.

Current Offers →Call 978-774-1000 →
Buying & Financing Questions
What is the main advantage of buying an INFINITI?
Buying an INFINITI

What is the main advantage of buying an INFINITI?

Traditional financing provides a path toward ownership. Once the loan is satisfied, you can continue driving the vehicle without another auto loan payment, sell it, trade it or keep it for as long as you choose.

Does buying an INFINITI have a mileage limit?
Buying an INFINITI

Does buying an INFINITI have a mileage limit?

No contractual lease mileage allowance applies when you own or finance the vehicle. Mileage can still influence maintenance needs and future resale or trade-in value.

Can I customize an INFINITI that I buy?
Buying an INFINITI

Can I customize an INFINITI that I buy?

Ownership generally gives you more flexibility to personalize the vehicle. Before modifying it, consider manufacturer warranty terms, safety requirements, local laws and how modifications could affect future resale value.

Can I pay off my INFINITI loan early?
Buying an INFINITI

Can I pay off my INFINITI loan early?

Loan payoff terms depend on the applicable financing agreement and lender. Review your contract or contact the lender for the current payoff amount and any requirements associated with early payoff.

How long can an INFINITI auto loan be?
Buying an INFINITI

How long can an INFINITI auto loan be?

Available loan terms vary based on the lender, vehicle, program and customer qualification. A longer term can change the monthly payment structure and total financing cost, so compare the complete terms rather than the monthly payment alone.

Can I refinance an INFINITI after I purchase it?
Buying an INFINITI

Can I refinance an INFINITI after I purchase it?

Refinancing may be available through financial institutions after purchase, subject to lender requirements and qualification. Whether refinancing makes sense depends on the new loan terms, remaining balance, rates and fees.

Ready to explore financing?

Use our online application or contact Kelly INFINITI to discuss available financing resources.

Apply for Financing →Call 978-774-1000 →
Lease-End Questions
Can I buy my INFINITI at the end of the lease?
Lease-End

Can I buy my INFINITI at the end of the lease?

Your lease agreement may include a purchase option. The applicable purchase amount and requirements are governed by the agreement and lease provider, so review your contract or contact the provider for current information.

Can I trade a leased INFINITI?
Lease-End

Can I trade a leased INFINITI?

Options involving a leased vehicle depend on the lease provider, current payoff requirements and applicable program rules. Contact Kelly INFINITI and the appropriate provider before assuming the vehicle can be handled like an owned trade-in.

Do I have to return my leased INFINITI to Kelly INFINITI?
Lease-End

Do I have to return my leased INFINITI to Kelly INFINITI?

Lease-return procedures are determined by the lease provider and your agreement. Contact our Finance Center before lease-end and we can help you understand the dealership resources available for your next steps.

Will my leased INFINITI need an inspection before return?
Lease-End

Will my leased INFINITI need an inspection before return?

Lease-end procedures may include a vehicle inspection or condition review. The timing, process and standards are established by the lease provider, so follow the instructions associated with your particular lease.

Can I extend my INFINITI lease?
Lease-End

Can I extend my INFINITI lease?

Lease extensions may be available in some circumstances, but eligibility and terms are determined by the lease provider. Contact the provider before the scheduled maturity date to ask what options, if any, are available.

What should I do as my INFINITI lease approaches its end?
Lease-End

What should I do as my INFINITI lease approaches its end?

Review your lease documents, confirm the scheduled maturity date, understand applicable mileage and condition requirements and consider whether you want to return the vehicle, investigate a purchase option or explore another INFINITI.

Where can I get help comparing my specific buy and lease options?
Lease-End

Where can I get help comparing my specific buy and lease options?

Contact the Kelly INFINITI Finance Center or call 978-774-1000. Our team can explain dealership resources, current offers and the practical differences between available options for the vehicle you are considering.

Approaching the end of your lease?

Our Finance Center can help you review dealership resources and current INFINITI opportunities.

Finance Center →Call 978-774-1000 →

Questions About Your Situation?

Talk With the Kelly INFINITI Finance Team

The answer can change based on the INFINITI you choose, your mileage, how long you plan to keep it, available programs and your financial goals. Our team can help you compare the actual options in front of you.

Visit Finance CenterCall 978-774-1000
INFINITI owner support experience

Finance Resources

Plan Your Next Step

Finance OnlineApply for Financing→Trade-In ToolValue Your Trade→Estimate PaymentsPayment Calculator→Current OpportunitiesINFINITI Lease & Finance Offers→

Kelly INFINITI · 155 Andover Street (Route 114) · Danvers, MA 01923

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