Is the payment calculator result an exact payment?
No. Every figure is an estimate for illustration only. It is not an offer of credit, a quote or a guarantee of approval, rate, term or payment. Your actual payment is set after credit approval and lender review, and once sales tax and government fees are added.
How is my estimated monthly payment calculated?
The calculator adds Kelly INFINITI’s $499 documentation fee to the vehicle price, then subtracts your down payment and trade-in value to estimate the amount financed. That amount is spread over your chosen loan term at the interest rate you enter, using a standard auto loan formula.
Does the estimate include taxes and fees?
No. Every estimate includes Kelly INFINITI’s $499 documentation fee, which is fixed and added to the amount financed. Estimates do not include sales tax, title, registration or other government fees, so your final payment will differ. Our Finance Center can provide a complete figure for a specific vehicle.
What interest rate should I enter?
The calculator starts at 4.9% as an example only, not an advertised rate. Your actual APR depends on lender review, credit history, term, vehicle and available programs. To see what you may qualify for,
apply for financing online.
How does the loan term change my payment?
A longer term, such as 72 or 84 months, lowers the monthly payment but usually increases the total interest paid. A shorter term does the opposite. Use the « » arrows under your estimate to compare terms side by side, or choose Custom to enter your own.
How does my trade-in affect the estimate?
Trade-in value reduces the amount you finance in the estimate. If you still owe money on your trade, your actual numbers will reflect that payoff. Start with an online estimate on our
Value Your Trade page.
Can I start with a monthly payment instead of a vehicle price?
Yes. Choose Shop by Monthly Payment, enter the monthly payment you have in mind, and the calculator estimates a vehicle price based on your rate, term, down payment and trade-in. Then
shop new INFINITI inventory or
pre-owned inventory.
What is the Payment Copilot?
The Payment Copilot lets you type or say what you have in mind in plain English, such as “$60,000 with $8,000 down for 60 months” or “How much down for $700 a month on a $65,000 QX60?” It reads your request and sets the calculator for you. Voice input works in browsers that support it. Results are estimates only.
Can I share my payment estimate?
Yes. Select Share Estimate at the top of the calculator to copy a link that reopens the calculator with your inputs, so you can share it with family or bring it to our Finance Center.
Will using the payment calculator affect my credit?
No. The calculator runs in your browser, collects no personal information and does not check your credit. A credit review happens only if you choose to submit a financing application.
Can I estimate a lease payment with this calculator?
This calculator estimates financed purchases. Lease payments depend on different factors, including mileage allowance and amount due at signing. Visit
Buy vs. Lease or view
current INFINITI offers.
How do I get my actual payment from Kelly INFINITI?
Call our Finance Center at
978-774-1000,
apply online or visit us at 155 Andover Street (Route 114) in Danvers. Our AFIP-certified finance professionals can give you exact numbers for the vehicle you choose.
